✅ H1B Eligible H1B visa holders can open and use TD Ameritrade brokerage accounts. This guide covers comparing brokerage to employer 401k at TD Ameritrade.
| Feature | Details |
|---|---|
| Minimum Deposit | No minimum |
| Trading Commissions | Commission-free |
| Available Products | Stocks, ETFs, options, futures |
| H1B / Visa Holders | Yes — allowed with SSN |
| ITIN Accepted | Check with broker — SSN preferred |
H1B holders are considered US residents for tax purposes (substantial presence test after 183+ days), meaning they can invest in US stocks and ETFs just like US citizens. TD Ameritrade accepts H1B holders with a valid SSN.
To fund a US brokerage account from abroad, you'll first need a US bank account. Transfer funds internationally using Wise for the best exchange rate.
Yes. H1B holders with a valid SSN can open a TD Ameritrade brokerage account. You're treated as a US resident for tax purposes and can invest in US stocks, ETFs, and more.
You can typically keep your TD Ameritrade account even if you leave the US. However, you become a non-resident alien (NRA) and different withholding rates apply. Notify TD Ameritrade of your status change.
Yes, TD Ameritrade offers access to US-listed foreign stocks and ADRs. For direct foreign market access, Interactive Brokers offers the widest international coverage.