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TD Ameritrade for H1B Holders: Funding Account from Abroad

โœ… H1B Eligible H1B visa holders can open and use TD Ameritrade brokerage accounts. This guide covers international wire to US brokerage at TD Ameritrade.

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Save up to 8x on international transfers. No hidden fees, real exchange rates.
Open a Wise Account โ†’

TD Ameritrade Account Details

FeatureDetails
Minimum DepositNo minimum
Trading CommissionsCommission-free
Available ProductsStocks, ETFs, options, futures
H1B / Visa HoldersYes โ€” allowed with SSN
ITIN AcceptedCheck with broker โ€” SSN preferred

Funding Account from Abroad at TD Ameritrade

H1B holders are considered US residents for tax purposes (substantial presence test after 183+ days), meaning they can invest in US stocks and ETFs just like US citizens. TD Ameritrade accepts H1B holders with a valid SSN.

Funding Your TD Ameritrade Account from Abroad

To fund a US brokerage account from abroad, you'll first need a US bank account. Transfer funds internationally using Wise for the best exchange rate.

๐Ÿ’ธ Send Money Home with Wise
Save up to 8x on international transfers. No hidden fees, real exchange rates.
Open a Wise Account โ†’

Tax Considerations for H1B at TD Ameritrade

FAQs

Can H1B visa holders open a TD Ameritrade account?

Yes. H1B holders with a valid SSN can open a TD Ameritrade brokerage account. You're treated as a US resident for tax purposes and can invest in US stocks, ETFs, and more.

What happens to my TD Ameritrade account if my H1B expires?

You can typically keep your TD Ameritrade account even if you leave the US. However, you become a non-resident alien (NRA) and different withholding rates apply. Notify TD Ameritrade of your status change.

Can I invest in foreign stocks on TD Ameritrade as an H1B holder?

Yes, TD Ameritrade offers access to US-listed foreign stocks and ADRs. For direct foreign market access, Interactive Brokers offers the widest international coverage.