Cost of Living for International Students in SGD (2026)
Understanding the true cost of living in SGD helps you budget accurately and avoid financial stress during your studies.
Monthly Budget Breakdown for Students in SGD
| Expense Category | Budget Option | Mid-Range | Comfortable |
|---|---|---|---|
| Accommodation | SGD 600 | SGD 1,000 | SGD 1,600 |
| Food & groceries | SGD 200 | SGD 350 | SGD 500 |
| Transport | SGD 50 | SGD 100 | SGD 150 |
| Phone & internet | SGD 20 | SGD 40 | SGD 70 |
| Books & supplies | SGD 50 | SGD 80 | SGD 120 |
| Health insurance | SGD 80 | SGD 150 | SGD 250 |
| Entertainment | SGD 50 | SGD 150 | SGD 300 |
| Monthly Total | SGD 1,050 | SGD 1,870 | SGD 2,990 |
| Annual Total | SGD 12,600 | SGD 22,440 | SGD 35,880 |
Food Costs in SGD
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- Cooking at home: Most affordable โ budget SGD 150-250/month
- University cafeteria: Reasonable prices, convenient โ SGD 5-12 per meal
- Eating out: Budget SGD 10-20 per meal at casual restaurants
- Tip: Shop at discount supermarkets, buy in bulk, cook in batches
Transport in SGD
- Student travel pass: Usually discounted โ check if your university includes one
- Cycling: Free after initial bike cost โ popular in many SGD cities
- Walking: Plan accommodation close to campus to minimize transport costs
Money-Saving Tips for Students in SGD
- Student discounts: Use your student ID everywhere โ museums, cinemas, restaurants, transport
- Cook at home: Save SGD 200-300/month vs eating out
- Buy second-hand: Furniture, textbooks, electronics from Facebook Marketplace or local equivalents
- Free events: Most universities offer free events, clubs, and activities
- Open a local bank account: Avoid foreign transaction fees on every purchase
โ๏ธ Getting There & Exploring
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Activities, passes & experiences
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Tours, day trips & attractions
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Museum & attraction tickets
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