Health Insurance for International Students: Country-by-Country Guide (2026)
Most countries require health insurance proof for a student visa. Requirements vary dramatically — some countries include students in national health systems, others require private insurance. Find the right health coverage for your destination.
🏥 Key Rule: Always check if your university offers a group health insurance plan — these are often cheaper and pre-approved for visa purposes. Some countries (UK, Germany, Netherlands) include international students in their national health system.
Health Coverage by Region
| Region | System | Student Coverage |
|---|---|---|
| UK | NHS (National) | Included via IHS surcharge on visa |
| Germany | Public statutory | Mandatory public insurance (~€120/mo) |
| Australia | OSHC required | Private OSHC — part of visa condition |
| USA | Private only | University plan or private insurance |
| Canada | Provincial health | Varies by province |
Choose Your Destination Country
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