The required amount (set by the German government) is €11,208 per year (€934/month as of 2024). This covers living expenses — tuition is free at most German public universities.
What is a German Blocked Account (Sperrkonto)?
A Sperrkonto (blocked account) is a special bank account required for a German student visa. It proves you can support yourself financially in Germany.
How Much Money for a German Blocked Account?
The required amount (set by the German government) is €11,208 per year (€934/month as of 2024). This covers living expenses — tuition is free at most German public universities.
Best Providers for German Blocked Account
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| Provider | Fee | Processing Time | App |
|---|---|---|---|
| Fintiba | €89 one-time | 2–5 days | ✅ English app |
| Coracle | €79 one-time | 2–5 days | ✅ English app |
| Deutsche Bank | €80 one-time | 5–10 days | German only |
Recommended: Fintiba or Coracle — both are faster and designed specifically for international students.
How to Open a German Blocked Account
- Register online with Fintiba or Coracle (takes 15 minutes)
- Complete video KYC (identity verification via video call)
- Transfer €11,208 from your home country to the blocked account
- Receive certificate — needed for your German student visa application
- Access funds after arrival — €934 released monthly once in Germany
Transferring Money to Your German Blocked Account
Use Wise to transfer your home currency to EUR for the blocked account — saves 1-3% vs bank wire.
Important Notes
- The blocked account must show the full €11,208 before your visa appointment
- Funds are released monthly — you cannot withdraw all at once
- Keep the account active throughout your studies
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