Live USD to INR Exchange Rate
The mid-market rate (also called the interbank rate or real exchange rate) is the midpoint between buy and sell prices in global currency markets. Banks and traditional transfer services add a markup of 2–4% on top of this rate — meaning on a USD 10,000 transfer, you could lose USD 200–400 to hidden exchange rate fees.
USD to INR Conversion Table
| US Dollar (USD) | Indian Rupee (INR) | Rate Used |
|---|---|---|
| 1 USD | 83.4800 INR | Mid-market rate |
| 5 USD | 417.4000 INR | Mid-market rate |
| 10 USD | 834.8000 INR | Mid-market rate |
| 50 USD | 4,174.00 INR | Mid-market rate |
| 100 USD | 8,348.00 INR | Mid-market rate |
| 500 USD | 41,740.00 INR | Mid-market rate |
| 1,000 USD | 83,480.00 INR | Mid-market rate |
| 5,000 USD | 417,400.00 INR | Mid-market rate |
| 10,000 USD | 834,800.00 INR | Mid-market rate |
* Rates shown are mid-market rates as of May 2026. Actual transfer rates will vary by service and change throughout the day.
Cheapest Way to Convert USD to INR in 2026
Transfer money internationally with real mid-market rates and low fees. Trusted by 16M+ customers.
Send Money with Wise →
| Service | Rate vs Mid-Market | Transfer Fee | Speed | Best For |
|---|---|---|---|---|
| Wise ⭐ | +0.4–0.7% | 0.4–1.5% | Instant–2 days | Best overall rate |
| Remitly | +0.5–1.5% | $0–$3.99 | Minutes–1 day | Speed + mobile app |
| OFX | +0.5–1.0% | $0 | 1–2 days | Large transfers ($5K+) |
| XE Money | +0.5–1.5% | $0–$2 | 1–3 days | Rate alerts |
| Your Bank | +2–4% markup | $25–$50 | 3–5 days | Not recommended |
How to Send US Dollar to India: Step-by-Step
- Check the mid-market rate — Google "USD to INR" to see the real rate right now
- Compare services — Enter your amount on Wise and Remitly to see who offers more INR
- Create an account — Takes 2–5 minutes with your passport or ID
- Verify identity — Upload ID documents (required for transfers over $1,000)
- Enter recipient details — Bank account number and SWIFT/IBAN of the recipient
- Confirm and track — Lock in the rate, fund with bank transfer, and track delivery
Frequently Asked Questions
Common questions about usd to inr exchange rate: live rate & best transfer services
What is the USD to INR exchange rate today?
The mid-market USD to INR rate as of May 2026 is approximately 1 USD = 83.48 INR. This is the real interbank rate. Services like Wise charge 0.4–0.7% above this rate, while banks typically add 2–4% in markup plus $25–$50 in transfer fees. Always compare the total INR received, not just the stated rate.
Is Wise the cheapest way to exchange USD to INR?
Wise consistently offers exchange rates within 0.4–1.5% of the mid-market rate for most USD/INR transfers — making it one of the cheapest options available. For very large transfers (above $10,000), OFX or XE may offer comparable rates with zero fixed fees. Always compare the total INR your recipient receives, not just the advertised rate.
How long does a USD to INR transfer take?
Transfer speed varies by service and corridor. Wise typically completes USD to INR transfers in minutes to 2 business days. Remitly can be faster (minutes to hours) for an extra fee. Bank wire transfers take 3–5 business days. The fastest option is usually Remitly's Express transfer (higher fee).
What is the mid-market USD/INR rate?
The mid-market rate (also called the interbank or real exchange rate) is the midpoint between buy and sell prices in global currency markets. It's the rate you see on Google Finance or XE.com. Banks and most transfer services add a markup of 0.5–4% above this rate. Wise's rate is the closest to mid-market among major consumer services.
Are there limits on USD to INR transfers?
Transfer limits vary by service and verification level. Most services allow up to $10,000–$25,000 per transaction for verified accounts, and up to $1,000,000+ per year. For USA specifically, any transfer above the equivalent of $10,000 may require additional documentation under anti-money laundering regulations. USA may also have its own outbound remittance regulations — check with your bank for current limits.